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・ Credit in Heaven
・ Credit Information System Act
・ Credit Institute of Canada
・ Credit Institutions (Financial Support) Act 2008
・ Credit insurance
・ Credit Island
・ Credit Karma
・ Credit limit
・ Credit line
・ Credit manager
・ Credit Managers' Index
・ Credit Mission
・ Credit Mobilier
・ Credit note
・ Credit ombudsman service
Credit One Bank
・ Credit rating
・ Credit rating agencies and the subprime crisis
・ Credit rating agency
・ Credit Rating Agency of Bangladesh Limited
・ Credit Rating Agency Reform Act
・ Credit Rating Information and Services Limited
・ Credit rating transition
・ Credit rationing
・ Credit reference
・ Credit Repair Organizations Act
・ Credit repair software
・ Credit report monitoring
・ Credit Reporting Privacy Code (New Zealand)
・ Credit risk


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Credit One Bank : ウィキペディア英語版
Credit One Bank

Credit One Bank, N.A. , or Credit One, is a U.S. based bank specializing in credit cards. It has corporate offices in Paradise, Nevada. The bank is held by Credit One Financial, a bank holding company registered in Nevada.〔http://nvsos.gov/sosentitysearch/CorpSearch.aspx, Retrieved on 2011-02-25〕 Credit One Financial is a wholly owned subsidiary of Sherman Financial Group, LLC.〔http://www.occ.gov/static/cra/craeval/Nov07/20291.pdf〕 As of February 2011, Credit One services approximately 2 million cardholders across the United States.
==National Bank Charter==
Credit One operates under a CEBA national bank charter (OCC Charter Number: 20291).〔(OCC: Home Page )〕 This type of charter affects the bank’s lending and deposit functions. Requirements are set forth in an amendment to the Bank Holding Company Act (BHCA), the Competitive Equality Banking Act of 1987, hence the term CEBA bank.〔(FDIC: Credit Card Activities Manual )〕 In order to qualify for this type of bank charter, Credit One can engage only in credit card activities. CEBA banks may not accept demand deposits or deposits that the depositor may withdraw by check or similar means for payment to third parties. They may also not accept any savings or time deposits of less than $100M unless they are used as collateral for secured credit card loans.〔(FDIC: Credit Card Activities Manual )〕 And, they may not engage in the business of making commercial loans. Any deposits are insured by the Federal Deposit Insurance Corporation (FDIC). Credit One’s FDIC Certificate Number is 25620.〔

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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